Wayne State University

Aim Higher

Funding for Eligible Programs

 

Eligible Certificate Programs

A student must be enrolled in an eligible degree or certificate program in order to receive federal financial aid.


Post-bachelor students

As a post-bachelor student you may be eligible for Stafford and / or Parent PLUS loans if you are:

  1. Enrolled in courses required for elementary or secondary teacher certification or re-certification

  2. Enrolled in other approved post-bachelor certificate programs.

  3. Taking prerequisite coursework necessary for admission to an eligible program


Teacher certification courses

  • You must be enrolled at least half-time to be eligible for federal student loans. Six credit hours at the post-bachelor’s level is considered half time.

  • The courses must be required for elementary or secondary Michigan teacher certification or re-certification.

Aid for teacher certification

  • Eligibility for loans is not limited to 12 consecutive months; however, we require updated documentation each academic year.

  • Students enrolled in teacher certification programs are considered fifth-year undergraduates. See our loan page for loan limit information.

  • Federal Stafford Annual Loan Limits - Dependent students: $5,500, Independent students: $12,500

Optional courses that you elect to take for professional recognition, advancement, endorsement or that Wayne State University recommends, do not qualify for a loan.


Other approved post-bachelor certificate programs

  • You must be enrolled at least half-time to be eligible for federal student loans. Six credit hours at the post-bachelor’s level is considered half time.

  • The courses must be required for your certificate program.

Aid for approved post-bachelor certificate programs

  • Eligibility for loans is not limited to 12 consecutive months; however, we require updated documentation each academic year.

  • Students enrolled in approved post-bachelor certification programs are considered fifth-year undergraduates. See our loan page for loan limit information.

  • If the loan period is less than one academic year, the loan amounts will be prorated.

  • Federal Stafford Annual Loan Limits - Dependent students: $5,500, Independent students: $12,500

Post-bachelor certificate programs include the following:

Optional courses that you elect to take for professional recognition, advancement, endorsement or that Wayne State University recommends, do not qualify for a federal loan.


Prerequisite course work

In order for us to review your eligibility, you must submit the Eligible Program Exception Status Form, which includes a plan of work. The form must be signed by an advisor.

WARNING: Do not assume you will receive financial aid until a financial aid officer reviews your forms, enrollment status and confirms your eligibility.

Remember to review your loan history on the National Student Loan Data System (NSLDS).

  • Post-bachelor students are subject to undergraduate aggregate loan limits.
  • You must be enrolled at least half-time to be eligible for federal student loans. Six credit hours at the post-bachelor’s level is considered half time.

  • The courses must be prerequisites to full admission to an undergraduate, graduate or professional program.

  • Courses taken for the sole purpose of raising your grade point average for admission do not qualify for a loan.

Aid for prerequisite course work

  • You may be eligible for a Stafford or Parent PLUS loan for one consecutive 12-month period, beginning the first day of the loan period in which you receive loans.

  • The level of the program for which you are preparing to enroll determines whether first-year or fifth-year undergraduate loan limits apply. 

Federal subsidized and unsubsidized annual loan limits

Preparatory coursework for admission to an undergraduate program -

  • Dependent students: $2,625, Independent students: $8,625

Preparatory coursework for admission to a graduate program -

  • Dependent students: $5,500, Independent students: $12,500

Courses taken for the sole purpose of raising your grade point average for admission do not qualify for a loan. Other non-required courses that you elect to take do not qualify for a loan.


Lifetime federal loan limits for students in post-bachelor programs

Dependent Students

  • $31,000 (of which no more than $23,000 can be subsidized loans)

Independent Students

  • $57,500 (of which no more than $23,000 can be subsidized loans)