Loans require repayment. Detailed information about repayment of federal loans, including borrower rights and responsibilities, is available in The Guide to Federal Student Aid.
Only borrow what you need.
Make a budget for yourself to keep your debt within manageable limits.
Know your earnings potential after graduation.
Find out what you owe at NSLDS (National Student Loan Data System), nslds.ed.gov.
Borrowing can be costly.